Thank you Smita, I am old and out of date, so it's good to know that a youngster such as you agrees with what I thought might be my outdated view. Malcolm
On Wednesday, 22 July 2020, 19:50:23 BST, Smita Premchander smitapremchander@gmail.com [MicrofinancePractice] <microfinancepractice@yahoogroups.com> wrote:
Agree with Malcolm. We have a pretty diversified Microfinance industry, with institutional forms ranging from SHGs and JLGs, to MFIs, Small Finance Banks, and refinance schemes for the SHG and MFI models.
Cooperatives are rapidly losing ground to.producer companies. And collectives are rapidly losing ground to investor led company Non Banking Finance Companies.
It would be more efficient and effective to attend to the many policy needs of the current institutions than revamp the structure.
Especially in COVID 19 times, MF sector needs support, not an overhaul.
Regards,
Smita
On Wed, Jul 22, 2020, 8:36 PM MALCOLM HARPER malcolm.harper@btinternet.com [MicrofinancePractice] <MicrofinancePractice@yahoogroups.com> wrote:
Hmmmm, interesting, but India is rather better at launching politically popular high profile anti-poverty innovations than at working steadily to improve what's there already. Many Indian MFIs are becoming banks, maybe better to accelerate and facilitate that process (without politicising or weakening the fundamental strengths of what's there already) than to make bold new initiatives.On Wednesday, 22 July 2020, 13:59:06 BST, Jami Solli jamisolli@gmail.com [MicrofinancePractice] <microfinancepractice@yahoogroups.com> wrote:
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Posted by: MALCOLM HARPER <malcolm.harper@btinternet.com>
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