Tuesday, November 28, 2017

[MFP] Loan Performer Software

 

Moderator Note:

In the past I have restricted postings from MIS service providers.  As the following post asks us to enter into a discussion of loan tracking system feature that are needed by practitioners (and quite frankly, due to the lack of much activity here over the past year) I am going to let this posting through and encourage you to consider taking a minute to answer the question raised here publicly (or also privately to Isaac).


I will go first:


Three things that I feel tracking systems should provide are:

1-A transparent interest rate, calculated on the APR standard, taking into account all fees required by the MFI.  A separate APR should also be shown, taking into account any required savings prior to disbursement, or as a component of the loan payment.

2-A product by product calculation of the portfolio yield each month.  A comparison with the APR by product would also be very helpful.

3-Retention Rate (or client dropout rate) report which shows how many loans are renewed from those which matured each month by loan cycle.


Thanks,

-howard




Hello



We are developers of Loan Performer Software. We are constantly evolving and publishing new versions of LPFsoftware to serve you our customer better. We are currently taking stock of challenges that MFI institutions are facing to help us match solutions to gaps. We have one question. What is the one IT based solution that we could provide you with that will significantly improve your Microfinance Practice either through Loan Performer or as a stand alone solution ?  Please send your email to: isaacmalagala@yahoo.com

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Posted by: isaacmalagala@yahoo.com
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Sunday, November 12, 2017

Re: [MFP] being thankful

 

When I hear 'inclusion' my hackles rise. How about 'take this really costly deal so that I can provide attractive shareholder return - and don't aspire to be a shareholder' 

On 6 Nov 2017 19:26, "emilykaiden206@yahoo.com [MicrofinancePractice]" <MicrofinancePractice@yahoogroups.com> wrote:
 

Thank you for your thoughts on MicroFinance, think many wanted to believe that it would be a solution to eliminate poverty when in fact it was just another financing channel that needed to be developed.    Financial Inclusion is microfinancing scheme with an updated name.   Another financial intermediary that participates in financial industry.


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Posted by: Hugh Allen <hugh@vsla.net>
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Have you tried the highest rated email app?
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[MFP] Re: being thankful

 

Many thanks for the comment's! Digital finance is a mode; based on 100% fungibility. The word fungibility was hijacked by commercialization of microfinance; to cut cost of delivery, as individual money lenders do. This was realised through shift from unlimited liability to limited liability, leaving  behind the the group lending methodology and advisory role of MF, as one of the tools of poverty eradication. New schemes such as down scale commercial lending,chasing after trapped clients is now becoming common in poor counties. Yes MF Banks have have helped commercial banks to get rid of KYC applied to poor clients. And of course; socio-financial cohesion, now most needed by the poor.

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Posted by: tahir shah <rahmeenus@yahoo.com>
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Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

WARNING! If you hit REPLY, your message will go to the entire listserve, not just the original author!

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Sunday, November 5, 2017

[MFP] being thankful

 

Thank you for your thoughts on MicroFinance, think many wanted to believe that it would be a solution to eliminate poverty when in fact it was just another financing channel that needed to be developed.    Financial Inclusion is microfinancing scheme with an updated name.   Another financial intermediary that participates in financial industry.


__._,_.___

Posted by: emilykaiden206@yahoo.com
Reply via web post Reply to sender Reply to group Start a New Topic Messages in this topic (1)

Have you tried the highest rated email app?
With 4.5 stars in iTunes, the Yahoo Mail app is the highest rated email app on the market. What are you waiting for? Now you can access all your inboxes (Gmail, Outlook, AOL and more) in one place. Never delete an email again with 1000GB of free cloud storage.

WARNING! If you hit REPLY, your message will go to the entire listserve, not just the original author!

.

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