A lot of data here, and worth discussing. Am well aware of the recent NIS survey in Cambodia and it has some good material. Unfortunately, no time to delve into the details.
However, I just wanted to point out one important clarification. It is true that our preliminary findings in Cambodia placed it at 2nd highest globally. However, we have since revised this figure, after better understanding the multiple sources of data we were looking at -- Findex, Cambodian MF association, credit bureau, and the central bank, as well as our own targeted field survey in a few regions in the country. The result (to be published later this month) is that yes, Cambodia is still very much saturated and a serious concern, particularly given its continuing pace of growth. But it isn't 2nd highest. For now, just shy of the top 5.
Just wanted to correct the record.
BTW, we have also mapped saturation levels by region in Cambodia, as well as several other countries.
Daniel
MIMOSA Project
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Posted by: danrozas@yahoo.com
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