Dear Jami,
The ILO has published recently the condensed results of a series of impact assessments on linking non financial services to financial services. We tried to measure impact at the client level on what we call at the ILO, decent work, almost all the cases would answer your intrest on ''impact clients' businesses''.
From 2008 to 2012 the ILO collaborated with 16 microfinance institutions to test a range of approaches to foster social impact through the delivery of innovative financial and non-financial services. Eliminating child labour, fostering the formalization of enterprises, reducing vulnerability and enhancing business performance through improved working conditions – these are decent work objectives that MFIs addressed in the framework of the "Microfinance for Decent Work" (MF4DW) action research programme.
You can access the report here.
Kind regards,
Yousra
_____________________________________
Yousra HAMED
Technical Expert
Social Finance Program, Entreprises Department
International Labour Organization
Email: hamed@ilo.org
www.ilo.org/socialfinance
From: MicrofinancePractice@yahoogroups.com [mailto:MicrofinancePractice@yahoogroups.com]
Sent: 18 June 2015 15:42
To: MicrofinancePractice@yahoogroups.com
Subject: Re: [MFP] Re: The microfinance delusion: who really wins?
Greetings all; I am looking for studies done on non-financial services offered by MFIs; and the impact on clients' businesses. Anyone done anything similar?
Thanks in advance,
Jami
On Thu, Jun 18, 2015 at 10:46 AM, manojreborn@yahoo.com [MicrofinancePractice] <MicrofinancePractice@yahoogroups.com> wrote:
Thanks Chuck and Derek for your comments.
Following up on Thierry, I would like to mention here that these numbers as based on the landscape studies undertaken in Asia, Africa and Latin America. The full reports of these can be accessed here: http://www.microinsurancenetwork.org/world-map-microinsurance
The landscape studies are an important complimentary effort to qualitative surveys. We looked at the numbers of products developed specifically for low income populations and applying insurance principles. The studies aim to provide data driven insights into the microinsurance sector, its growth and other relevant trends that go on to help the relevant stakeholders, including the insurance industry, make sense of it all and take well informed decisions.
We did a study in the Philippines (the country with the highest penetration of microinsurance in the world) last year to see how microinsurance services providers responded in the disastrous aftermath of Typhoon Haiyan and there is ample proof here that microinsurance, when made accessible, has a huge role to play in building the resilience of low income populations. You can find it here: http://www.microinsurancenetwork.org/groups/aiding-disaster-recovery-process-effectiveness-microinsurance-service-providers-response
On the question of property insurance – A person has coverage for their property, against various perils (details in the full reports). e.g. covering a small business owner's market stall in case of flood. So no, the life is not insured, but the studies count it as a "life covered" in order to get an idea of outreach of microinsurance.
Thanks,
Manoj
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Posted by: "Hamed, Yousra" <hamed@ilo.org>
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