Microfinance Practice: Re: [MFP] The microfinance delusion: who really wins?

Jamie

Coverage of non-financial services offered by MFIs in India can be seen in chapter 4 of the Social Performance Report 2012 authored by Girija, brought out by Access Development services.

One of the links for download - http://www.citi.com/citi/microfinance/data/social_performance.pdf

Regards

Srinivasan

On 18-Jun-2015, at 7:12 PM, Jami Solli jamisolli@gmail.com [MicrofinancePractice] wrote:

Greetings all; I am looking for studies done on non-financial services offered by MFIs; and the impact on clients' businesses. Anyone done anything similar?

Thanks in advance,

Jami

On Thu, Jun 18, 2015 at 10:46 AM, manojreborn@yahoo.com [MicrofinancePractice] <MicrofinancePractice@yahoogroups.com> wrote:

Thanks Chuck and Derek for your comments.

Following up on Thierry, I would like to mention here that these numbers as based on the landscape studies undertaken in Asia, Africa and Latin America. The full reports of these can be accessed here: http://www.microinsurancenetwork.org/world-map-microinsurance

The landscape studies are an important complimentary effort to qualitative surveys. We looked at the numbers of products developed specifically for low income populations and applying insurance principles. The studies aim to provide data driven insights into the microinsurance sector, its growth and other relevant trends that go on to help the relevant stakeholders, including the insurance industry, make sense of it all and take well informed decisions.

We did a study in the Philippines (the country with the highest penetration of microinsurance in the world) last year to see how microinsurance services providers responded in the disastrous aftermath of Typhoon Haiyan and there is ample proof here that microinsurance, when made accessible, has a huge role to play in building the resilience of low income populations. You can find it here: http://www.microinsurancenetwork.org/groups/aiding-disaster-recovery-process-effectiveness-microinsurance-service-providers-response

On the question of property insurance – A person has coverage for their property, against various perils (details in the full reports). e.g. covering a small business owner's market stall in case of flood. So no, the life is not insured, but the studies count it as a "life covered" in order to get an idea of outreach of microinsurance.

Thanks,

Manoj