Tuesday, August 7, 2018

Re: [MFP] looking for contact info for Prof. Malcolm Harper

 

Thank you Malcom

It is now three years since I last taught in Makerere but with new leadership, things are changing for the better at a snail pace though. You will be surprised to find the same pile of desks in the same place you left them! Strikes are still a common feature though!. It has been in the press recently for wrong reasons.

On the academic side, however, there are interesting innovations in IT and Technology that have captured the world attention. That is Makerere!

Flavian Zeija Ph.D.
Judge, Judiciary of Uganda
P.O. Box 40285 Kampala
Uganda
Tel: +256-772-404896
+256-312-348000
Fax: +256-414-505921

The word "impossible" does not exist in my Vocabulary

Some of the world's greatest feats were accomplished by people not smart enough to know they were impossible. -- Doug Larson

If intelligent men refuse to join politics, they must accept to be ruled by fools. -- Plato

Injustice anywhere is a threat to justice everywhere. What affects one directly, affects all indirectly. -- Martin Luther King, Jr.

"Our lives begin to end the day we become silent about things that matter." -- Martin Luther King, Jr.

--------------------------------------------
On Mon, 6/8/18, MALCOLM HARPER malcolm.harper@btinternet.com [MicrofinancePractice] <MicrofinancePractice@yahoogroups.com> wrote:

Subject: Re: [MFP] looking for contact info for Prof. Malcolm Harper
To: "MicrofinancePractice@yahoogroups.com" <MicrofinancePractice@yahoogroups.com>
Date: Monday, 6 August, 2018, 17:32


 









Thank
you, your honour, and I am not sure how to 'resume',
except perhaps to hope that Makerere University can soon
recover it's erstwhile status as the best university
between Cairo and the Cape of Good Hope. The last time I
taught  there the desks were piled in heaps in the lecture
room, the windows had been blown out, and there was shooting
in the streets outside. But the students were motivated and
very bright; I am sure they have long forgotten whatever it
was that I was trying to teach them, but I for sure remember
their enthusiasm. 
Malcolm

From: "Flavian
zeija fzeija@yahoo.co.uk [MicrofinancePractice]"
<MicrofinancePractice@yahoogroups.com>
To: Beatriz Esperanca
<beatriz.esperanca@opensocietyfoundations.org>;
MicrofinancePractice@yahoogroups.com

Sent: Monday,
6 August 2018, 15:17
Subject: Re: [MFP]
looking for contact info for Prof. Malcolm Harper


 









Yes
Jami

I used to enjoy the good professor's posits on this
platform. Good ha has been found and hopeful he will resume
soon. As for Chuck, I last "tested" his
calculations in Rome when you and I were in the IDLO
conference. Wonder what he is doing now.



Flavian Zeija Ph.D.

Judge, Judiciary of Uganda

P.O. Box 40285 Kampala

Uganda

Tel: +256-772-404896

+256-312-348000

Fax: +256-414-505921



The word "impossible" does not exist in my
Vocabulary



Some of the world's greatest feats were accomplished by
people not smart enough to know they were impossible. --
Doug Larson



If intelligent men refuse to join politics, they must
accept to be ruled by fools. -- Plato



Injustice anywhere is a threat to justice everywhere. What
affects one directly, affects all indirectly. -- Martin
Luther King, Jr.



"Our lives begin to end the day we become silent about
things that matter." -- Martin Luther King, Jr.



--------------------------------------------

On Sat, 4/8/18, Jami Solli jamisolli@gmail.com
[MicrofinancePractice]
<MicrofinancePractice@yahoogroups.com> wrote:



Subject: Re: [MFP] looking for contact info for Prof.
Malcolm Harper

To: "Beatriz Esperanca"
<beatriz.esperanca@opensocietyfoundations.org>,
MicrofinancePractice@yahoogroups.com

Date: Saturday, 4 August, 2018, 15:04





 



















Many many thanks to all who have

replied:  the good Prof.  Has been found .

And a special thanks to Chuck: as a

consumer advocate i still mention your work and remember

your kind assistance helping me calculate the true cost
of

Nigerian micro loans one of which was Wonga like at over

800%.

Miss all

your dialogue and discussions too.  

Would be great to hear what you are

all working on now even if it is hobby

farming.

Best

regardsJami

On Sat, Aug

4, 2018 at 7:19 AM jaashe@aol.com

[MicrofinancePractice]
<MicrofinancePractice@yahoogroups.com>

wrote:































 



















Dear

Chuck,









Wonderful to hear from you. Thank you for

launching Microfinance Practice. For years Microfinance

Practice was the hotbed of exchange about microfinance.
I

applaud your efforts at bringing the microfinance field
to

task with you efforts at having MFIs be transparent
about

their pricing - turned out there was not much of a
stomach

for transparency. My latest forays into the field have
been

in Nepal where the robust microfinance community there
is

doing all the MFI things - 10 MFIs in the same easy to

access village, poaching from each other, etc. - but at
18%

per annum with declining interest loans. 











On another note - after a huge investment in linking

savings group members to banks and MFIs in El Salvador
and

Guatemala we found that there was 49 times more loans in
the

savings groups. In El Salvador, the money mobilized in
the

savings groups was more than enough to take care of
their

needs... (In Guatemala the demand for loans was greater
than

the size of the fund and our old friend Compartamos was

playing the same tricks in Guatemala as it had in Mexico
to

meet the demand - much to the detriment of the Mayan
women

in the groups,)  











My latest thinking is that we stop coming up with our

bright ideas and talk to the leaders of ROSCAS and ASCAS
and

learn from them. My graduate students have fanned across

immigrant communities in the USA and we learned that
there

is a vast ROSCA enterprise underway with billions of
dollars

saved and distributed across America all without our

intervention. Why not start with the brilliant,
committed

and innovative ROSCA leaders and see where that takes

us. 











Another emerging thinker is Mauricio Miller. Mauricio

says that the most useful role of an outsider is helping

communities and families chronicle what they are doing
as

far as savings and borrowing and education and
employment

and helping each other and then nudging this along. He
fires

anyone found "helping." 











See his piece What do Liberia, Detroit and Oakland have

in common.











Sound like you are in a better place with your goats,

bees and chickens.  











If any of you are inclined read a few pages of my book

on savings groups - see BK interior. Share the link
with. 

 











Keep in touch,



























Jeff 



























 

































Jeffrey Ashe



jaashe@aol.com















-----Original

Message-----



From: Chuck Waterfield chuck.waterfield@gmail.com

[MicrofinancePractice]
<MicrofinancePractice@yahoogroups.com>



To: MFP <MicrofinancePractice@yahoogroups.com>



Sent: Fri, Aug 3, 2018 6:02 pm



Subject: Re: [MFP] looking for contact info for Prof.

Malcolm Harper

















 































Hello Jami,











Though the MFP Listserve has only had 12 messages in

all of 2018, there are still 2,708 members (who used to
post

over 2,000 message a year in the early 2000's). 
Malcolm

is one of those members, and he used to post about the
Wonga

payday lenders in the UK to get us all arguing (I just

checked and Wonga's short term interest rate is 300%
per

year by the US-APR formula and 1,509% by the British

formula).











Malcolm's email address a few years ago was:
 malcolm.harper@btinternet.com











Since

this address could be found by any MFP member who
searched

the archives, I feel it is appropriate to post

publicly.











Regards…

as I go back into my bliss of not thinking about the
World

of Microfinance,











Chuck

Waterfield





who started up this Listserve 17 years ago



....

who worked in Microfinance for exactly 30 years





who now takes care of his goats, bees, and chickens and

never gets on an airplane and almost never leaves his
time

zone 









On Aug 3, 2018, at 1:11 PM, Dale Lampe
dlampe21@yahoo.co.uk

[MicrofinancePractice]
<MicrofinancePractice@yahoogroups.com>

wrote:





























Last I saw him he was at the

Carsey Institute at NH.  May want to check with them. 

Then again he may be retired.











Dale



















On ‎Friday‎, ‎3‎ ‎August‎ ‎2018‎

‎12‎:‎04‎:‎07‎ ‎EDT, Jami
Solli jamisolli@gmail.com [MicrofinancePractice]

<MicrofinancePractice@yahoogroups.com>

wrote:























 













Greetings,







Anyone have this?  Someone I know wants to

chat....









thanks!



Jami Solli













































































































































































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Posted by: Flavian zeija <fzeija@yahoo.co.uk>
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