Yes Jami
I used to enjoy the good professor's posits on this platform. Good ha has been found and hopeful he will resume soon. As for Chuck, I last "tested" his calculations in Rome when you and I were in the IDLO conference. Wonder what he is doing now.
Flavian Zeija Ph.D.
Judge, Judiciary of Uganda
P.O. Box 40285 Kampala
Uganda
Tel: +256-772-404896
+256-312-348000
Fax: +256-414-505921
The word "impossible" does not exist in my Vocabulary
Some of the world's greatest feats were accomplished by people not smart enough to know they were impossible. -- Doug Larson
If intelligent men refuse to join politics, they must accept to be ruled by fools. -- Plato
Injustice anywhere is a threat to justice everywhere. What affects one directly, affects all indirectly. -- Martin Luther King, Jr.
"Our lives begin to end the day we become silent about things that matter." -- Martin Luther King, Jr.
--------------------------------------------
On Sat, 4/8/18, Jami Solli jamisolli@gmail.com [MicrofinancePractice] <MicrofinancePractice@yahoogroups.com> wrote:
Subject: Re: [MFP] looking for contact info for Prof. Malcolm Harper
To: "Beatriz Esperanca" <beatriz.esperanca@opensocietyfoundations.org>, MicrofinancePractice@yahoogroups.com
Date: Saturday, 4 August, 2018, 15:04
Many many thanks to all who have
replied: the good Prof. Has been found .
And a special thanks to Chuck: as a
consumer advocate i still mention your work and remember
your kind assistance helping me calculate the true cost of
Nigerian micro loans one of which was Wonga like at over
800%.
Miss all
your dialogue and discussions too.
Would be great to hear what you are
all working on now even if it is hobby
farming.
Best
regardsJami
On Sat, Aug
4, 2018 at 7:19 AM jaashe@aol.com
[MicrofinancePractice] <MicrofinancePractice@yahoogroups.com>
wrote:
Dear
Chuck,
Wonderful to hear from you. Thank you for
launching Microfinance Practice. For years Microfinance
Practice was the hotbed of exchange about microfinance. I
applaud your efforts at bringing the microfinance field to
task with you efforts at having MFIs be transparent about
their pricing - turned out there was not much of a stomach
for transparency. My latest forays into the field have been
in Nepal where the robust microfinance community there is
doing all the MFI things - 10 MFIs in the same easy to
access village, poaching from each other, etc. - but at 18%
per annum with declining interest loans.
On another note - after a huge investment in linking
savings group members to banks and MFIs in El Salvador and
Guatemala we found that there was 49 times more loans in the
savings groups. In El Salvador, the money mobilized in the
savings groups was more than enough to take care of their
needs... (In Guatemala the demand for loans was greater than
the size of the fund and our old friend Compartamos was
playing the same tricks in Guatemala as it had in Mexico to
meet the demand - much to the detriment of the Mayan women
in the groups,)
My latest thinking is that we stop coming up with our
bright ideas and talk to the leaders of ROSCAS and ASCAS and
learn from them. My graduate students have fanned across
immigrant communities in the USA and we learned that there
is a vast ROSCA enterprise underway with billions of dollars
saved and distributed across America all without our
intervention. Why not start with the brilliant, committed
and innovative ROSCA leaders and see where that takes
us.
Another emerging thinker is Mauricio Miller. Mauricio
says that the most useful role of an outsider is helping
communities and families chronicle what they are doing as
far as savings and borrowing and education and employment
and helping each other and then nudging this along. He fires
anyone found "helping."
See his piece What do Liberia, Detroit and Oakland have
in common.
Sound like you are in a better place with your goats,
bees and chickens.
If any of you are inclined read a few pages of my book
on savings groups - see BK interior. Share the link with.
Keep in touch,
Jeff
Jeffrey Ashe
jaashe@aol.com
-----Original
Message-----
From: Chuck Waterfield chuck.waterfield@gmail.com
[MicrofinancePractice] <MicrofinancePractice@yahoogroups.com>
To: MFP <MicrofinancePractice@yahoogroups.com>
Sent: Fri, Aug 3, 2018 6:02 pm
Subject: Re: [MFP] looking for contact info for Prof.
Malcolm Harper
Hello Jami,
Though the MFP Listserve has only had 12 messages in
all of 2018, there are still 2,708 members (who used to post
over 2,000 message a year in the early 2000's). Malcolm
is one of those members, and he used to post about the Wonga
payday lenders in the UK to get us all arguing (I just
checked and Wonga's short term interest rate is 300% per
year by the US-APR formula and 1,509% by the British
formula).
Malcolm's email address a few years ago was: malcolm.harper@btinternet.com
Since
this address could be found by any MFP member who searched
the archives, I feel it is appropriate to post
publicly.
Regards…
as I go back into my bliss of not thinking about the World
of Microfinance,
Chuck
Waterfield
…
who started up this Listserve 17 years ago
....
who worked in Microfinance for exactly 30 years
…
who now takes care of his goats, bees, and chickens and
never gets on an airplane and almost never leaves his time
zone
On Aug 3, 2018, at 1:11 PM, Dale Lampe dlampe21@yahoo.co.uk
[MicrofinancePractice] <MicrofinancePractice@yahoogroups.com>
wrote:
Last I saw him he was at the
Carsey Institute at NH. May want to check with them.
Then again he may be retired.
Dale
On Friday, 3 August 2018
12:04:07 EDT, Jami Solli jamisolli@gmail.com [MicrofinancePractice]
<MicrofinancePractice@yahoogroups.com>
wrote:
Greetings,
Anyone have this? Someone I know wants to
chat....
thanks!
Jami Solli
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Posted by: Jami Solli <jamisolli@gmail.com>
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